While not on the stack, such a card is multicolored
Eluge, the Shoreless Sea and Xolatoyac, the Smiling Flood are some commanders that actively use flood counters, though you arent always as likely to have a merfolk to get that card draw
*** As Im sure you can tell, Innistrad: Midnight Hunt has reignited my excitement with Commander and inspired me to build a number of fun new decks
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The rate isn't bad for what you get, either, and the Great Train Heist will be useful at every stage of a game, whether you're using it for an early mana advantage, as a combat trick (offensively or defensively), or as a source of extra damage to close out a game